APPLY BY NOVEMBER 30 FOR FREE GIFT1
Possibly lower your monthly payments and put extra money in your pocket by refinancing your existing auto loan from other institutions with HOCU.
- Choose Your Term. Terms up to 72 months2
- Refinance Older Vehicles. Vehicles up to 9 years old can qualify
- No Prepayment Penalties. Make extra payments or loan payoffs without penalty
- Flexible Financing. Finance up to 120% of Kelly Blue Book Retail Value3
HOW TO APPLY
Visit one of our branches and ask our tellers to complete an application for Auto Loan Refinancing.
RECEIVE A SPECIAL GIFT
After applying, you can visit our branches and receive a special HOCU item:
Earbuds Tote Bag 2 Masks
Please contact us at 808-777-5626 if you have any questions.
*APR – Annual Percentage Rate. Rates “as low as” based on creditworthiness and effective as of 8/1/2021, subject to change without notice. HOCU membership required. Actual rates may differ based on credit score. Subject to credit approval. Vehicle must be licensed and registered in the State of Hawaii. ¹Offer ends November 30, 2021. While supplies last. 1 item per member applying to pay off an auto loan with another institution. Applications from CUDL loan does not qualify for gift.²APR for a 72 month term “as low as” 3.79%. Example: monthly payments on a $10,000 loan could be “as low as” $287.26 for 36 months and $155.51 for 72 months. ³Maximum amount of financing based on creditworthiness and may differ based on credit score.