Make auto financing easy – apply today
Terms up to 84 months.
Search, shop and finance all in one place.
HOCU allows extra payments or loan payoffs before the maturity date without penalty.
Finance up to 100% of purchase price.
Take advantage of today’s rates and apply online. View our auto products below.
Inquire about our extra services to help protect your new ride. Call 777-5626 for more details.
If your vehicle is deemed a total loss due to an accident or stolen, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. GAP may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss. GAP Plus can help reduce your next loan at the credit union, making it easier to get the replacement vehicle you’ll need
Please call the Loan Department at 808-777-5626 for more information.
Experience a stress-free car shopping process from pre-approved funding to getting the keys in your hand.
Credit Union Direct Lending
Do your auto financing right at the dealership – when picking your vehicle, identify yourself as a HOCU member and ask to”CUDL” it.
HOCU Advantage Program
Research cars available! We make it easy for you to find your first or next dream car. By partnering with Kelly Blue Book we’ll help you find the right vehicle at the value you want.
Budgeting made easy. Use our payment estimation calculator below to find the right vehicle for you.
A better financial future is within reach. Get in touch to get started!
With over 30,000 surcharge-free CO-OP network ATMs across Hawaii and nationwide, HOCU makes accessing your money easier for you. Call us at 777-JOIN to learn more!
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