Checking

Open a checking account that gives you what you need. Like our Kasasa accounts that reward you just for banking.

Free Checking. Really Great Rewards.

Earn interest just by keeping money at HOCU. Finally, a checking account that gives back.

01
Cash Rewards Every Month

Cash in with a Kasasa checking account that pays you back. Just qualify by logging into your account and making 12 debit transactions!

02
Refunds on ATM Fees

With a Kasasa account, every ATM is your ATM here in Honolulu and nationwide.

03
No Monthly Fees

With a minimum deposit of $5, you can live free of fees with our completely free Kasasa checking accounts.

04
Get More with Kasasa

Earn interest, write unlimited checks and get a no-fee Debit VISA® with any Kasasa account.

Checking Accounts

Expect more from your checking account.

Free Kasasa Cash®
Most Popular

QUICK FACTS

2.50% APY*

Enjoy free checking that earns a really high rate:

2.50% APY* on balances up to $10,000.
0.25% APY* on balances over $10,000 depending on balance in account.

  • Free checking account
  • Higher dividends
  • Refunds on ATM fees, nationwide (up to $25 monthly)
  • Can link to free Kasasa Saver® account for automatic savings

Free Kasasa Cash Back®
Most Popular

QUICK FACTS

Bring balance back to your wallet:

3% cash back on debit card purchases.*
No category restrictions on purchases.
Cash back earned on up to $300 in purchases monthly
Earn up to $9 cash back per month.

  • Free checking account
  • Cash back on purchases
  • Refunds on ATM fees, nationwide (up to $25 monthly)
  • Can link to free Kasasa Saver® account for automatic savings

Free Kasasa Tunes®

QUICK FACTS

Enjoy free checking that foots the bill for your online purchases:

Earn $10 in refunds every month (and $20 when you open your account) for iTunes®, Amazon.com®, or Google Play™ purchases.*

  • Free checking account
  • Cash back on purchases
  • Refunds iTunes®, Amazon®, or Google Play™ purchases*
  • Refunds on ATM fees, nationwide (up to $25 monthly)
  • Can link to free Kasasa Saver® account for automatic savings

Classic Share Draft

QUICK FACTS

0.10% APY*

Keep it classic with a free, no-frills checking account that pays you when you have a $100 minimum balance.

Minimum balance of $200 required to avoid service fees (except for account holders under 18 or over 55, who have no minimum).

  • Free checking account
  • No-fee debit VISA® card
  • Free bill pay
  • Overdraft privilege
  • Free box of checks when you get eStatements

Business Share Accounts

Get an account that works for your business.

Business Shares

QUICK FACTS

Business Share keeps it simple with a low minimum deposit. Business Share Draft gives you more features to help your business succeed.

Business Share: Establishes membership with HOCU with a minimum deposit of $100.

Business Share Draft: Offers unlimited check writing, free Online Banking and free ATM/Debit card. Minimum balance of $500 to avoid monthly fees.

Let HOCU Help You

A better financial future is within reach. Get in touch to get started!

Call HOCU

General Inquiries: (808) 777-JOIN [5646]
Loan Inquiries: (808) 777-LOAN [5626]
Email: info@myhocu.com

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Apply Online

To become a member and gain access to the benefits a credit union brings.

Visit Us

At one of our 5 convenient locations.

With over 30,000 surcharge-free CO-OP network ATMs across Hawaii and nationwide, HOCU makes accessing your money easier for you. Call us at 777-JOIN to learn more!