Secure. Predictable. Reliable. Welcome to the safest, saving-est way to park your cash.
Backed by the FDIC, a share certificate is one of the most secure ways to earn interest.
A share certificate gives you a fixed rate for a fixed term. You know exactly how much you’ll be getting, so planning for your future is easier.
Set your funds aside for your dream vacation, wedding, or even higher education. With a share certificate, you can watch your funds grow until you need them.
With flexible maturity dates and rates that go up for longer terms, share certificates let you control how you store your funds and for how long.
Earn interest on your terms.
Get more bang for your buck. The longer you deposit funds for a fixed term from – 6 months to 3 years – the higher rate of return you earn.
Put your money to work. Deposit funds for a fixed 1 or 2 year term and earn higher rates.
A better financial future is within reach. Get in touch to get started!
With over 30,000 surcharge-free CO-OP network ATMs across Hawaii and nationwide, HOCU makes accessing your money easier for you. Call us at 777-JOIN to learn more!
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