Benefits for you and our environment. Find out if you qualify.

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Give your home a sunroof.

Install solar panels to enhance your homeā€”and the world around you.

Competitive Rates

HOCU has low rates to make installing a solar system affordable.

Reduce Electricity Bills

A PV system is a good way to save money and reduce your carbon footprint.

Your Choice of Solar Contractor

Choose any licensed solar contractor of your choice.

No Prepayment Penalty

HOCU allows extra payments or loan payoffs before the maturity date without penalty.

Solar Loan Products

Solar Loan & Refinancing
Most Popular


Reduce your energy bill by getting a PV loan through HOCU.

Did your intro rate on your PV loan expire with another institution? Refinance with HOCU to lock in a low rate!

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  • Loans up to $50,000 with a max term of 10 years
  • No liens or UCC1 filings required
  • Enjoy low rates starting from 5.99% APR**
  • See rates and terms

Let HOCU Help You

A better financial future is within reach. Get in touch to get started!


General Inquiries: (808) 777-JOIN [5646]
Loan Inquiries: (808) 777-LOAN [5626]
Email: info@myhocu.com


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With over 30,000 surcharge-free CO-OP network ATMs across Hawaii and nationwide, HOCU makes accessing your money easier for you. Call us at 777-JOIN to learn more!

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