Power your home, on your terms
Give your solar system an affordable payment plan. Our 8-year and 24-month grace period options are available through one of our participating solar vendors. Prefer to work with any licensed contractor? Our 10-year, no-grace-period option is open to all.
6-month grace period. No interest, no payments. Loans up to $100,000.
Apply now →24-month grace period. No interest, no payments. Loans up to $100,000.
Apply now →No grace period. Payments begin right away. Loans up to $50,000.
Apply now →** Subject to credit approval.
*APR – Annual Percentage Rate. Rates effective as of 07/01/2026 and subject to change without notice. HOCU membership required. Available only through participating solar vendors. Rate “as low as” based on creditworthiness; actual rate may differ based on credit score. Owner-occupied properties only. 6-month grace period; no interest, no payments during the grace period. Example: a monthly payment on a $10,000 loan at 4.99% APR could be as low as $126.53 for 96 months (8 years).
**APR – Annual Percentage Rate. Rates effective as of 07/01/2026 and subject to change without notice. HOCU membership required. Available only through participating solar vendors. Rate “as low as” based on creditworthiness; actual rate may differ based on credit score. Owner-occupied properties only. 24-month grace period; no interest, no payments during the grace period. Example: a monthly payment on a $10,000 loan at 6.99% APR could be as low as $116.06 for 120 months (10 years).
***APR – Annual Percentage Rate. Rates effective as of 07/01/2026 and subject to change without notice. HOCU membership required. Open to all licensed contractors. Rate “as low as” based on creditworthiness; actual rate may differ based on credit score. Owner-occupied properties only. No grace period; payments begin immediately. Loans up to $50,000. Example: a monthly payment on a $10,000 loan at 6.99% APR could be as low as $116.06 for 120 months (10 years).
Our Participating Vendors
Questions? Call us today at 808-777-5626 or send an email for more information.
Let HOCU Help You
A better financial future is within reach. Get in touch to get started!
With over 30,000 surcharge-free CO-OP network ATMs across Hawaii and nationwide, HOCU makes accessing your money easier for you. Call us at 777-JOIN to learn more!
Honolulu Federal Credit Union
Call (808) 777-5646Routing Number: 321379164
NMLS Number: 477720
- Federally Insured
by the NCUA 
- Equal Housing
Lender