Lay the Foundation for a Brighter Future
Opening an account for your children is a great way to teach the value of money and prepare them for adulthood.
A Penny Saved is a Lesson Learned
Open a savings account for your children and teach them to save at a young age.
Planning Ahead Takes Them Far
Manage your teens’ funds. Save for their future. And teach them the value of responsible banking.
No Need to Carry Cash
Add a free ATM card for easy access to cash when it’s needed, so you can make a deposit instead of worrying about keiki carrying large amounts.
No Minimum Balance, Plenty Features
Enjoy all the perks of a checking account with no minimum balance, convenient shared branching, and online & mobile services.
Youth Accounts
From childhood to adulthood, we’ve got your keiki covered.
HOCU Keiki Account (Ages 0 – 12) Most Popular
QUICK FACTS
Your keiki grow up so fast. Start their financial education early. Get them going with a savings account with a free ATM card and competitive interest rates with shared branching, and online and mobile banking services.
Apply NowRequires:
- Original birth certificate and Social Security card
- Joint owner on account (age 18+)
- Parents or legal guardian approval signature
- HOCU membership
HOCU Teen Account (Ages 13 – 17)
QUICK FACTS
As your children mature, so should their banking. Our teen accounts come with the option of a free Debit VISA® card* and free standard checks when you enroll for eStatements.
Apply NowRequires:
- Original birth certificate and Social Security card
- Joint owner on account (age 18+)
- Parents or legal guardian approval signature
- HOCU membership
Let HOCU Help You
A better financial future is within reach. Get in touch to get started!
With over 30,000 surcharge-free CO-OP network ATMs across Hawaii and nationwide, HOCU makes accessing your money easier for you. Call us at 777-JOIN to learn more!
Honolulu Federal Credit Union
Call (808) 777-5646Routing Number: 321379164
NMLS Number: 477720
- Federally Insured
by the NCUA 
- Equal Housing
Lender