Youth Accounts

Help your keiki learn to save early. It all starts here.

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Lay the Foundation for a Brighter Future

Opening an account for your children is a great way to teach the value of money and prepare them for adulthood.

01
A Penny Saved is a Lesson Learned

Open a savings account for your children and teach them to save at a young age.

02
Planning Ahead Takes Them Far

Manage your teens’ funds. Save for their future. And teach them the value of responsible banking.

03
No Need to Carry Cash

Add a free ATM card for easy access to cash when it’s needed, so you can make a deposit instead of worrying about keiki carrying large amounts.

04
No Minimum Balance, Plenty Features

Enjoy all the perks of a checking account with no minimum balance, convenient shared branching, and online & mobile services.

Youth Accounts

From childhood to adulthood, we’ve got your keiki covered.

HOCU Keiki Account (Ages 0 – 12)
Most Popular

QUICK FACTS

Your keiki grow up so fast. Start their financial education early. Get them going with a savings account with a free ATM card and competitive interest rates with shared branching, and online and mobile banking services.

Apply Now

Requires:

  • Valid passport or state/military ID or original birth certificate and Social Security card
  • Joint owner on account (age 18+)
  • Parents or legal guardian approval signature
  • HOCU membership

HOCU Teen Account (Ages 13 – 17)

QUICK FACTS

As your children mature, so should their banking. Our teen accounts come with the option of a free Debit VISA® card* and free standard checks when you enroll for eStatements.

Apply Now

Requires:

  • Valid passport or state/military ID or original birth certificate and Social Security card
  • Parents or legal guardian approval signature
  • HOCU membership

Let HOCU Help You

A better financial future is within reach. Get in touch to get started!

Call HOCU

General Inquiries: (808) 777-JOIN [5646]
Loan Inquiries: (808) 777-LOAN [5626]
Email: info@myhocu.com

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Apply Online

To become a member and gain access to the benefits a credit union brings.

Visit Us

At one of our 5 convenient locations.

With over 30,000 surcharge-free CO-OP network ATMs across Hawaii and nationwide, HOCU makes accessing your money easier for you. Call us at 777-JOIN to learn more!