Savings

You work hard for your money. Let it grow with a great rate on any balance.

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Achieve your Goals Faster

Don’t just save – make money while you do it!

01
The Benefits of Membership

Becoming a HOCU member is as easy as opening a Regular Shares savings account.

02
Get More Bang for your Buck

Open a Shares Plus savings account with a $2,000 minimum and earn even more dividends!

03
A Great Way to Start Saving

Your Regular Shares savings account makes it simple to earn dividends, with a low minimum opening balance.

04
Save Bigger with Kasasa

Qualifying for your Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate too.

Savings Accounts

Choose an account that’s right for you and your goals.

Regular Shares
Most Popular

QUICK FACTS

Our entry level savings account, required for HOCU membership, gives you one vote in our Board of Directors elections. With a low opening deposit, it’s super easy to become a HOCU member and start earning dividends on your savings.

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  • $5 minimum opening balance.
  • Minimum $100 average daily balance to earn dividends

Shares Plus

QUICK FACTS

Step up your savings with a higher dividends on higher balances with a bonus rate for account holders over the age of 55.

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  • $2,000 minimum opening balance. Earn higher dividends if your’re over 55

Christmas Savings

QUICK FACTS

Save up for the holidays with an account that distributes funds automatically just in time for Christmas shopping. Or withdraw at any time for maximum flexibility.

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  • $5 minimum to open
  • Minimum $100 average daily balance to earn dividends
  • Funds automatically distributed via check or direct deposit in October

Kasasa Saver®

QUICK FACTS

Sign up for this account to turn your Kasasa Cash® or Kasasa Cash Back® checking account rewards into even more money, with our highest savings dividends.

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  • Automatically deposits Kasasa rewards into a higher dividends savings account
  • Kasasa monthly rewards requirements must be met to earn Kasasa Saver® rate

Business Share Accounts

Get an account that works for your business.

Business Shares

QUICK FACTS

Business Share keeps it simple with a low minimum deposit. Business Share Draft gives you more features to help your business succeed.

Business Share: Establishes membership with HOCU with a minimum deposit of $100.

Business Share Draft: Offers unlimited check writing, free Online Banking and free ATM/Debit card. Minimum balance of $500 to avoid monthly fees.

Let HOCU Help You

A better financial future is within reach. Get in touch to get started!

Call HOCU

General Inquiries: (808) 777-JOIN [5646]
Loan Inquiries: (808) 777-LOAN [5626]
Email: info@myhocu.com

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Apply Online

To become a member and gain access to the benefits a credit union brings.

Visit Us

At one of our 5 convenient locations.

With over 30,000 surcharge-free CO-OP network ATMs across Hawaii and nationwide, HOCU makes accessing your money easier for you. Call us at 777-JOIN to learn more!