SHARE RATES

*APY – Annual Percentage Yield. APYs accurate as of 09/01/2023. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) balances up to $20,000 receive APY of 4.75%; and (2) balances over $20,000 earn 0.25% dividend rate on portion of balance over $20,000, resulting in 4.75%-0.26% APY. If qualifications are not met, all balances earn 0.03% APY.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. All accounts are insured up to $250,000 by the NCUA. IRA and other Trust Accounts are insured separately up to $250,000 by the NCUA.

Minimum to open a Kasasa checking is $5.00. HOCU/Honolulu Federal Credit Union membership is also required. To qualify for Kasasa Cash rates, you must: (1) Have at least eighteen (18) debit card purchases (ATM-processed transactions do not count); (2) Be enrolled in and agree to receive e-statements; (3) Have at least one (1) direct deposit, ACH payment, or ACH credit transaction(s). Qualifying transactions must post to and settle to the account during monthly qualification cycle. Qualifying transactions must post to and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” is defined as a period beginning on the last business day of the prior calendar month and ending on the next-to-last business day of the calendar month in which dividends are paid. Limit one Kasasa Checking account per Social Security Number. Federally insured by NCUA.

Plus, ATM Refunds nationwide. Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25.00 ($4.99 per single transaction) and credited to the account on the first day of the next monthly statement cycle. Reimbursement only applies if the ATM withdraw is from Kasasa checking account.

Kasasa, Kasasa Cash, and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.

*When monthly qualifications are met, you receive 5.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $25.00 per monthly qualification cycle.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. All accounts are insured up to $250,000 by the NCUA. IRA and other Trust Accounts are insured separately up to $250,000 by the NCUA.

Minimum to open a Kasasa checking is $5.00. HOCU/Honolulu Federal Credit Union membership is also required. To qualify for Kasasa Cash Back rates, you must: (1) Have at least eighteen (18) debit card purchases (ATM-processed transactions do not count); (2) Be enrolled in and agree to receive e-statements; (3) Have at least one (1) direct deposit, ACH payment, or ACH credit transaction(s). Qualifying transactions must post to and settle to the account during monthly qualification cycle. Qualifying transactions must post to and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” is defined as a period beginning on the last business day of the prior calendar month and ending on the next-to-last business day of the calendar month in which dividends are paid. Limit one Kasasa Checking account per Social Security Number. Federally insured by NCUA.

Plus, ATM Refunds nationwide. Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25.00 ($4.99 per single transaction) and credited to the account on the first day of the next monthly statement cycle. Reimbursement only applies if the ATM withdraw is from Kasasa checking account.

Kasasa, Kasasa Cash, and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.

*APY – Annual Percentage Yield.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.

*APY – Annual Percentage Yield.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.

*APY – Annual Percentage Yield.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.

*APY – Annual Percentage Yield.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.

*APY – Annual Percentage Yield.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.

*APY – Annual Percentage Yield.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.

*APY – Annual Percentage Yield.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.

*APY – Annual Percentage Yield.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.

*APY – Annual Percentage Yield.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.

***Certificate Special Rates as of 02/05/2025. Offer subject to change or cancel at any time without notice. Deposits needs to be from another financial institution. Fees could reduce the earnings on the account. Minimum opening balance for certificate special is $500. There is a no limit maximum for these certificate specials. Early withdrawal penalties apply. The additional 0.05% APY* given to members ages 55 and over doesn’t apply to this special. Call 808-777-5646 or visit one of my branches to lock into these special rates.

*APY – Annual Percentage Yield.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.

**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.