Min Balance | APY* | When Paid** | Rate Update | Remarks |
$0 – $20,000 | 4.75% | Monthly | September 1, 2023 | Balances over $20,000 earn 0.25% dividend rate on portion of balance over $20,000, resulting in 4.75%-0.26% APY. ATM refunds nationwide based on meeting cycle qualifications. Earn 0.03% APY if cycle qualifications not met. |
*APY – Annual Percentage Yield. APYs accurate as of 09/01/2023. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) balances up to $20,000 receive APY of 4.75%; and (2) balances over $20,000 earn 0.25% dividend rate on portion of balance over $20,000, resulting in 4.75%-0.26% APY. If qualifications are not met, all balances earn 0.03% APY.
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. All accounts are insured up to $250,000 by the NCUA. IRA and other Trust Accounts are insured separately up to $250,000 by the NCUA.
Minimum to open a Kasasa checking is $5.00. HOCU/Honolulu Federal Credit Union membership is also required. To qualify for Kasasa Cash rates, you must: (1) Have at least eighteen (18) debit card purchases (ATM-processed transactions do not count); (2) Be enrolled in and agree to receive e-statements; (3) Have at least one (1) direct deposit, ACH payment, or ACH credit transaction(s). Qualifying transactions must post to and settle to the account during monthly qualification cycle. Qualifying transactions must post to and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” is defined as a period beginning on the last business day of the prior calendar month and ending on the next-to-last business day of the calendar month in which dividends are paid. Limit one Kasasa Checking account per Social Security Number. Federally insured by NCUA.
Plus, ATM Refunds nationwide. Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25.00 ($4.99 per single transaction) and credited to the account on the first day of the next monthly statement cycle. Reimbursement only applies if the ATM withdraw is from Kasasa checking account.
Kasasa, Kasasa Cash, and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.
Min Balance | When Paid** | Remarks |
$0 | Monthly | 5.00%* cash back for up to the first $500 in debit card purchases & ATM fees nationwide based on meeting cycle qualifications. |
*When monthly qualifications are met, you receive 5.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $25.00 per monthly qualification cycle.
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. All accounts are insured up to $250,000 by the NCUA. IRA and other Trust Accounts are insured separately up to $250,000 by the NCUA.
Minimum to open a Kasasa checking is $5.00. HOCU/Honolulu Federal Credit Union membership is also required. To qualify for Kasasa Cash Back rates, you must: (1) Have at least eighteen (18) debit card purchases (ATM-processed transactions do not count); (2) Be enrolled in and agree to receive e-statements; (3) Have at least one (1) direct deposit, ACH payment, or ACH credit transaction(s). Qualifying transactions must post to and settle to the account during monthly qualification cycle. Qualifying transactions must post to and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” is defined as a period beginning on the last business day of the prior calendar month and ending on the next-to-last business day of the calendar month in which dividends are paid. Limit one Kasasa Checking account per Social Security Number. Federally insured by NCUA.
Plus, ATM Refunds nationwide. Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25.00 ($4.99 per single transaction) and credited to the account on the first day of the next monthly statement cycle. Reimbursement only applies if the ATM withdraw is from Kasasa checking account.
Kasasa, Kasasa Cash, and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.
Min Balance | APY* | When Paid** | Rate Update | Remarks |
$5 | 0.08% | Monthly | January 1, 2021 | Balances under $100 do not earn dividends. |
*APY – Annual Percentage Yield.
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.
Min Balance | APY* | When Paid** | Rate Update | Remarks |
None | 0.08% | Monthly | July 1, 2023 | No monthly fee or minimum balance required. |
*APY – Annual Percentage Yield.
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.
Min Balance | APY* | When Paid** | Rate Update |
None | 0.15% | Monthly | January 1, 2020 |
*APY – Annual Percentage Yield.
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.
Min Balance | APY* | When Paid** | Rate Update |
$5 – $1,999.99 $2,000 – $9,999.99 $10,000+ | 0.20% 0.30% 0.35% | Monthly | January 1, 2020 |
*APY – Annual Percentage Yield.
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.
Min Balance | APY* | When Paid** | Rate Update | Remarks |
$2,000 – $4,999.99 | 0.12% | Monthly | January 1, 2021 | 0.08% APY for below $2,000. For members age 55+, add 0.05% to Shares Plus rates (for balances of $2,000+). |
*APY – Annual Percentage Yield.
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.
Min Balance | Interest Rate Per Annum | APY* | When Paid** | Rate Update | Remarks |
$100 | 0.080% | 0.08% | Monthly | January 1, 2021 | Balances under $100 do not earn dividends. |
*APY – Annual Percentage Yield.
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.
Min Balance | Interest Rate Per Annum | APY* | Rate Update | Remarks |
None | None | None | July 1, 2023 | No monthly fee is charged for a minimum balance. |
*APY – Annual Percentage Yield.
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.
Min Balance | Interest Rate Per Annum | APY* | When Paid** | Rate Update | Remarks |
$50,000 – $499,999.99 $500,000+ | 0.220% 0.370% | 0.22% 0.37% | Monthly | January 1, 2021 | Balance below $50,000 earns 0.17% APY. |
*APY – Annual Percentage Yield.
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.
Type of Account | Min Balance | APY* | When Paid** | Rate Update | Remarks |
6 mo | $500 | 0.65% | Monthly | October 1, 2022 | Penalty for early withdrawal on all certificates. |
For Certificate Special rates, please click here.
*APY – Annual Percentage Yield.
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.
Type of Account | Min Balance | APY* | When Paid** | Rate Update | Remarks |
6 mo | $10,000 | 0.70% | Monthly | October 1, 2022 | Penalty for early withdrawal on all certificates. |
*APY – Annual Percentage Yield.
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. Family members are welcome to join! All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.
Type of Account | Min Balance | APY* | When Paid** | Rate Update | Remarks |
1 yr | $500 | 0.15% | Monthly | June 1, 2022 | Penalty for early withdrawal on all certificates. |
**Dividends/rewards paid monthly. Contact CU for applicable fees and terms. All rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA. IRA and other Trust Accounts are insured separately to at least 250,000 by the NCUA.
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